Sight L/C

Category: Payments

Definition (plain English)

A sight LC is payable when complying documents are presented and examined, rather than at a later maturity date.

Why it matters commercially

It gives the seller faster cash than a usance LC, but payment can still be delayed by document discrepancies, bank examination time, or sanctions checks.

Example

A seller agreed to sight LC terms only after aligning invoice wording, bill of lading instructions, certificate names, and latest shipment date.

Common mistake

Promising quick payment under a sight LC without building time for document correction, couriering originals, bank review, and discrepancy resolution.

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