PCI DSS

Category: Payments

Also searched as: Payment Card Industry Data Security Standard

Definition (plain English)

The Payment Card Industry Data Security Standard for protecting cardholder data and reducing card-payment security risk.

Why it matters commercially

PCI scope affects checkout architecture, vendor selection, data storage, audit burden, and breach exposure.

Example

A retailer used hosted payment fields so card data stayed with the PSP and internal systems avoided storing sensitive card details.

Common mistake

Assuming a payment gateway alone removes every PCI obligation while still storing card data, logs, screenshots, or manual order forms.

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